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Effective Ways you can Homeschool on a Budget

1st Oct 2020

Changes in the world have given many people a new perspective on homeschooling. More and more people are looking at homeschooling as a good way to educate their children, but the costs can add up quickly. Learning how to homeschool on a budget is not the easiest thing to do, especially if you have more than one student.

While it is true that homeschooling can provide a diverse and layered education, it can also get expensive. Curriculum costs, school supplies, books, technology, and more can increase the cost of homeschooling exponentially. Lucky for you there are some effective ways to homeschool on a budget.

Let us look at some of the best strategies to ensure a cost-effective homeschooling experience. It will be comforting to know that if done strategically, homeschooling can end up saving you money. The cost of public-school supplies increases as your kids move up in grade levels. Luckily, a well-planned homeschooling budget can save you money.

Money-Saving Benefits

There are several areas where homeschooling saves money already. The cost of clothes is cut practically in half. Homeschooled kids do not have to worry about the pressures from cliques. They do not have to worry about the peer pressure that most public-school kids experience. You will not have to spend almost $250 – $300 extra a year to make sure your kids have the latest trendy clothes.

Under-budgeted public schools are often forced to ask parents to foot the bill for school supplies. You are still going to have to purchase school supplies, but you are only going to buy them for your kids. That means you do not have to follow the list of school supplies the school will send you. Chances are that you already have a lot of the supplies in your home.

How about the medical expenses that come with public schooling? Kids always get colds and stomach aches. If your kids are homeschooled, they will be better able to avoid getting ill from other kids. If they do get sick you will not have to drive them home. When the cold and flu season starts you will not have to worry as much about your kid catching it, and with COVID-19 still floating around out there, homeschooling will save you time and money in protection efforts.

Vacations and family trips will be easier to schedule because you will be working on your family’s time. That means you can plan around your budget and your schedule. The amount of money you save on that alone will mean a great deal. Just as important is how much your kids can learn on your family trips. Your vacation can be worked into the curriculum with just a little creativity on your part.

Those are just a few of the money-saving benefits from homeschooling. Still, it is important to remember that even though you are saving money in some areas, other areas can get out of hand. Next, we will look at some proactive ways you can make homeschooling an essential part of your money-saving plan.

Principles for Homeschooling on a Budget

There is a great deal of information online about homeschooling on a budget. There are also several online communities in which you can find some great ideas. Perhaps you have a local homeschool organization or community resources of which you can take advantage. It is worth it to explore your community and seek like-minded homeschool families. Having a community of people that are in the same boat as you will be a great way to learn a variety of money-saving ideas for homeschooling on a budget.

Even though there are often great resources available in community homeschooling, there are still other ways to proactively save money. For instance, your local library is an incredible resource. You will find loads of information and many ways to access the information you need. You can find the books required for your curriculum or you can create your curriculum with materials available there.

To create a curriculum from resources at your local library all you need are the recommended requirements for your child’s grade level. From that, you can use the resources at the library to build a solid curriculum that saves you a lot of money. If you are new to homeschooling, the curriculum can get expensive. Using the library is a great way to cut costs dramatically. It’s a lot of work, but in the end, it is worth the effort.

Look for used books to save money. If it works for college kids, it can work for homeschooling. There are many online resources for used books. Everything from eBay and Craigslist to ABE books and Thrift Books Online is available to search for the required textbooks for your homeschooler. You can even find used books at great prices on Amazon. It might require a little digging and you might have a few wrinkled pages, but you will save money.

There are often a ton of community centers, organizations and free resources in most communities. You can find everything from free art classes, festivals, parks, museums, and all manner of local activities put together just for kids and families. Museums often have local days with free admission. State parks are great for hiking and nature walks. All these things can be tied into your curriculum at some stage.


Take advantage of a genuine budget. Plan out your homeschool budget and how to cut costs while maintaining a quality education for your kids. Sitting down with a pencil, paper, and a calculator can go a long way in helping you save money. Get online and look for homeschool budget planners. You can find spreadsheet templates just as easily as you can find class worksheets.

Another thing to consider is local homeschool family programs. Many homeschool families form a co-op and join in teaching as a community of families. Not only does it save money, but it also builds community. What a great way to make friends and stay conscious of any additional budget and spending advice.

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